LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|LatestCoverageAll 50 states, D.C. and five territories now on the ledger|NewPuerto Rico's 78 municipios ledgered, municipio by municipio|FeatureAssessment appeal workspace — build a filing package from your own evidence|FeatureLiving reports — versioned, re-runnable, exportable|DevelopersMetered REST gateway · issued keys · signed webhooks|Live market readings · refreshed on loadAlbuquerque · NMMedian List$360K+2.5%|Austin · TXMedian List$550K-1.0%|Baltimore · MDMedian List$225K-6.3%|Bernalillo County · NMMedian List$364K+2.7%|Bexar County · TXMedian List$303K+3.7%|Boston · MAMedian List$859K+3.4%|Charlotte · NCMedian List$430K-0.1%|Chicago · ILMedian List$426K+9.3%|Clark County · NVMedian List$447K+0.1%|Columbus · OHMedian List$300K+0.6%|Cook County · ILMedian List$348K+5.1%|Dallas · TXMedian List$449K-0.1%|Davidson County · TNMedian List$465K-1.1%|Denver · COMedian List$569K+1.6%|Detroit · MIMedian List$105K-2.8%|Duval County · FLMedian List$297K-2.3%|El Paso · TXMedian List$260K+3.7%|Fort Worth · TXMedian List$332K-2.1%|Franklin County · OHMedian List$320K+3.2%|Fresno · CAMedian List$375K+2.1%|Harris County · TXMedian List$327K+0.6%|Houston · TXMedian List$340K+0.6%|Indianapolis · INMedian List$260K+2.3%|Jackson County · MOMedian List$275K+7.0%|Jacksonville · FLMedian List$309K-2.1%|Jefferson County · KYMedian List$248K-4.3%|Kansas City · MOMedian List$240K+4.3%|King County · WAMedian List$850K-4.0%|Las Vegas · NVMedian List$440K-1.1%|Los Angeles · CAMedian List$950K-0.5%|Louisville · KYMedian List$275K0.0%|Maricopa County · AZMedian List$458K-0.4%|Marion County · INMedian List$259K+3.7%|Mecklenburg County · NCMedian List$407K-5.3%|Memphis · TNMedian List$202K+2.5%|Mesa · AZMedian List$450K-3.1%|Milwaukee · WIMedian List$243K+5.7%|Multnomah County · ORMedian List$518K-1.2%|Nashville · TNMedian List$480K+1.0%|New York · NYMedian List$899K+0.5%|Oklahoma City · OKMedian List$275K-0.6%|Oklahoma County · OKMedian List$259K-0.7%|Philadelphia · PAMedian List$249K+0.3%|Phoenix · AZMedian List$480K0.0%|Pima County · AZMedian List$373K+0.9%|Portland · ORMedian List$640K-6.0%|Sacramento · CAMedian List$510K+4.0%|San Antonio · TXMedian List$236K-1.2%|San Diego · CAMedian List$994K+4.2%|San Francisco · CAMedian List$1.4M+1.7%|San Jose · CAMedian List$1.3M-11.9%|Santa Clara County · CAMedian List$1.3M+0.1%|Seattle · WAMedian List$874K-2.8%|Shelby County · TNMedian List$259K-2.4%|Suffolk County · MAMedian List$857K+7.3%|Tarrant County · TXMedian List$385K-1.2%|Travis County · TXMedian List$497K-5.3%|Tucson · AZMedian List$324K-0.9%|Wayne County · MIMedian List$160K0.0%|
Property-class scope

The story of this market

The typical home in Elk Grove, California sells for about $683,425, or $348 per square foot.

Prices are down 3.5% from a year ago, which gives buyers more room to negotiate. Homes take about 83 days to sell, which is slow. HUD's fair market rent for a two-bedroom is $2,850 a month.

Monthly price momentum

Home values since 2015

+0.5%

CA · past 12 months

CA 190.8USA 208.1
20152017201920212023202595125155213.5

Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.

City intel report · monthly refresh cycle
Track this city

Elk Grove, California

city-limits scoped researchrefreshed Oct 17, 2026, 2:03 AM2 refresh cycles retainednext refresh due Nov 16, 2026
Market sentiment: cautiously optimistic

The Elk Grove housing market remains competitive, driven by its reputation for safety and high-quality schools. While median prices have seen a slight year-over-year decline, the market is supported by low inventory and consistent demand from family buyers. The city's economic stability and ongoing development projects suggest a resilient outlook for the coming quarters.

No ARED county foreclosure postings attributed to Elk Grove yet — the verified ledger covers every county the foreclosure ingest has read, attributed by published city area. Key-figure check: median price corroborated by the published ten-year series (2025) (within 12.5%).

County & ZIP intel reports · Elk Grove← California state intel
Aerial view · city limitscensus incorporated-place boundary over current aerial imagery
Leaflet Imagery © Esri, Maxar, Earthstar Geographics
Land area · 110.3 km²Water area · 0.5 km²U.S. Census Bureau TIGERweb — incorporated place boundary (current vintage)
Latest readings
Median sale price
$683,425
Corroborated · 1 anchor · 5.1% off nearest
Median price / sq ft
$348
Median days on market
83
Active listings
579
Listings with price cuts
21.59%
Median price change YoY
-3.5%
Closed sales (monthly)
696
Months of supply
0.83
Sale-to-list ratio
98.5%
Median asking rent
$2,850/mo
Population
185,007
Median household income
$125,924
Avg effective property tax rate
0.8%
Distress filings (ledger)
0
Deterministic roll-up
4 of 4 ZIP reports contributed
Median sale price
$607,574
Median price / sq ft
$336
Median days on market
18.69
Active listings
712
Listings with price cuts
0.04%
Median price change YoY
-3.59%
Closed sales (monthly)
248
Months of supply
0.01
Sale-to-list ratio
0.18%
Median asking rent
$2,682/mo
Population
218,843
Median household income
$115,115

Deterministic aggregate of 4 researched ZIP reports — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.

City Market ScoreZIP-SCORE-1.3 · 4/4 sections graded
67
Composite · average of graded sections
Computed only from this report's published readings — sections without data are excluded, never estimated.
32
Growth/100

Median prices moved down 3.6% year over year.

98
Liquidity/100

Homes spend a median of 19 days on market with 0.0 months of supply — a fast-moving market.

50
Momentum/100

0% of listings have cut prices · homes sell at 0.18% of asking — demand is holding steady.

88
Safety & stability/100

no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.5% · poverty 6.5% — a stable, low-distress profile.

Major amenities · Elk Grove, California
Theme, amusement & water parks
19 · 24 mi
Entertainment venues, stadiums & amphitheaters
16 · 24 mi
Family fun & things to do
20+ · 16 mi
Museums, galleries & history
20+ · 24 mi
Parks, trails & nature
20+ · 16 mi
Lakes, marinas & beaches
12 · 24 mi
Shopping & dining districts
6 · 16 mi
Airports
1 · 31 mi

Theme parks, venues, golf, airports, museums, water and shopping across the area from Google Maps, ranked by popularity within the radius shown.

Amenities & attractions4 retained amenities · 2 developments on the horizon

The amenity base that shapes daily life and property demand in this city — what residents actually live with, and what the pipeline is adding.

Inside this city
Elk Grove Regional Park
Park

A large community park featuring lakes, picnic areas, and sports facilities that serves as a central hub for local recreation.

Stone Lakes National Wildlife Refuge
Nature Preserve

A protected wetland area providing significant ecological value and outdoor educational opportunities for residents.

Emerald Lakes Golf Course
Golf Course

A popular local golf facility that contributes to the city's recreational amenity base and property appeal.

Sky River Casino
Entertainment

A major regional entertainment destination that drives local economic activity and employment.

On the horizon · announced & under construction
Sky River Casino ExpansionEntertainmentOngoingContinued development of the casino complex to increase gaming and hospitality capacity.
Southern Elk Grove Master PlanResidential/Mixed-UseApprovedA large-scale development plan aimed at expanding housing inventory and commercial space in the southern portion of the city.
Area contextthe picture of what this city is like — and what living there means
Living there
Who this city fits

Elk Grove is an ideal fit for family buyers seeking high-performing schools and a safe, suburban environment. It also attracts commuters working in Sacramento who desire more space and modern housing stock compared to the urban core.

Schools & education

The city is highly regarded for the Elk Grove Unified School District, which serves as a primary driver for residential demand and property value premiums. Schools in the area generally maintain strong performance ratings.

Transportation & infrastructure

The city is served by major highway corridors including Highway 99 and Interstate 5, facilitating commutes to downtown Sacramento. Public transit options are primarily bus-based, connecting residents to regional light rail systems.

Recreation & amenities

Elk Grove offers an extensive amenity base including the expansive Elk Grove Regional Park and the Stone Lakes National Wildlife Refuge. Residents also benefit from local golf courses like Emerald Lakes and a growing selection of shopping and dining districts.

Rental market

The rental market in Elk Grove is characterized by steady demand, supported by the city's high quality of life and proximity to Sacramento employment hubs. Vacancy pressure remains low, and the market sees a mix of long-term family rentals and newer multi-family developments.

Economy & momentum
Economy & employers

The local economy is anchored by the Elk Grove Unified School District and a growing retail and hospitality sector. The city benefits from its role as a bedroom community for Sacramento, with a focus on service-oriented industries and new commercial development.

Growth & development

Elk Grove exhibits strong economic momentum driven by its reputation as a family-oriented suburb with significant new residential construction. Major infrastructure projects and the expansion of local entertainment venues like Sky River Casino continue to bolster the local tax base and employment opportunities.

Development pipeline

Development is focused on the Southern Elk Grove Master Plan and various mixed-use projects along the Elk Grove Boulevard corridor. These initiatives aim to balance residential growth with necessary commercial and infrastructure support.

Special districts

Parcels in Elk Grove are subject to various special districts, including school facility improvement districts and local landscape and lighting assessment districts.

Risk & carrying cost
Crime & safety

Elk Grove consistently ranks among the top 10 safest cities in California by violent crime rate. Reported crime trends remain favorable compared to the broader Sacramento metropolitan region.

Environmental & hazard

The city faces standard California climate risks, including wildfire smoke exposure and potential flood management considerations in low-lying areas near the Cosumnes River. Insurance availability remains stable but reflects regional California market pressures.

Insurance & hazard market

Property insurance in Elk Grove is influenced by broader California market trends, with premiums reflecting regional wildfire and climate risk assessments. Market health remains stable, though homeowners are encouraged to maintain adequate coverage.

Taxation

Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (California) — Mello-Roos Community Facilities Act Special Parcel Tax Assessment: Levies an annual direct, non-ad valorem special tax directly on the parcel's secured property tax bill to fund designated community infrastructure (e.g., roads, sewer facilities, school facilities, emergency services) and repay municipal debt bonds. State (California) — California Homeowners' Property Tax Exemption: Reduces the taxable assessed value of the qualifying owner-occupied principal residence by $7,000 against the county assessment roll, generating a direct tax savings of approximately $70 annually (computed as $7,000 × 1% base rate). State (California) — California Proposition 13 Ad Valorem Real Property Tax: Establishes a base ad valorem tax rate capped at 1.0% of assessed value plus voter-approved local indebtedness and direct assessments (typically resulting in an effective tax rate of 1.1% to 1.25%).

Median price · ten-year history

Researched annual trajectory for this city, from published historical series

2016201720182019202020212022202320242025202620282030$300,000$450,000$600,000$750,000$900,000

Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 6.0%/yr trend — a deterministic estimate, not a published forecast or guarantee.

Discovery profileACS 2020-2024 5-year estimates
Census profile · Elk Grove city, California
Population
185,007
Median age
37.5 yrs
Owner-occupancy
73.8%
Median home value
$630,100
Median gross rent
$2,200
Median household income
$125,924
Median year built
1998
Vacancy rate
3.5%
Renter share
26.2%
Owner cost burden
28%
Renter cost burden
45%
Population change
+5%
Work-from-home share
15%
Mean commute
32 min
Bachelor's or higher
42%
Unemployment
4.5%
Poverty rate
6.5%
Avg household size
3.3
White alone
32.5%
Black alone
10.7%
Hispanic or Latino
20%
Asian alone
30%
Other
6.8%

Data retrieved from U.S. Census Bureau QuickFacts and Census Reporter.

Public schools with an address here · 0

No public schools report a street address in this area. Source: NCES EDGE public school locations 2023-24.

School districts
Elk Grove Unified School DistrictA-One of the largest and most respected districts in the region, serving the entire city and surrounding areas with a focus on academic excellence.
Utilities & services
ElectricSMUDSacramento Municipal Utility District provides reliable power to the city.
WaterElk Grove Water DistrictLocal municipal water service provider.
InternetVariousMultiple providers including Xfinity and AT&T offer high-speed broadband.
Major employers & industries
Elk Grove Unified School DistrictEducationLargest employer in the city.
City of Elk GroveGovernmentMajor municipal employer.
Sky River CasinoEntertainmentSignificant regional employer.
The data chain · drill up or downproperty → ZIP → city → county → state
Drill up · parent geographies
Drill down · ZIP intel reports beneath this city4 ZIP reports · 4 researched
Sources · 8 cited
Jurisdictional burden contextburdens registered for this geography · most-local first
County · Sacramento County, California
Sacramento County Code of Ordinances (Title 16: Buildings and Construction)Building & codesBinds every parcel

Imposes construction standards, permitting requirements, and building codes on all residential parcels.

Includes legislation through Ordinance No. SCC 1778, adopted May 19, 2026.

Sacramento County Zoning CodeLand use & zoningBinds every parcel

Regulates land use, building standards, and development density for all land, buildings, and structures within the county's jurisdiction.

Includes 2025-2026 Interim Zoning Code Guidance; effective as of January 1, 2026.

Community Facilities District (CFD) Special TaxesSpecial districts & overlaysConditional

applies when — Applies only to parcels located within the boundaries of a specific established CFD (e.g., Laguna Creek Ranch/Elliott Ranch CFD No. 1 or North Vineyard Station No. 2).

Additional annual special tax levies based on property type (e.g., single-family unit, acreage, or dwelling unit) as defined in the specific Rate and Method of Apportionment (RMA) for the district.

Levied annually per the specific CFD formation documents and state law.

Secured Property Tax Roll AssessmentTaxationBinds every parcel

Property is assessed by the County Assessor; taxes are secured by the property itself, meaning the county may satisfy unpaid tax obligations through the sale of the property.

Governed by the California Revenue and Taxation Code and administered by the Sacramento County Assessor.

Base Property Tax RateTaxationBinds every parcel

A base rate of 1% of the assessed value of the property, as mandated by California law. The total effective tax rate typically ranges between 1.05% and 1.3% due to additional voter-approved levies and special district assessments.

Ongoing annual assessment based on the secured property tax roll.

≈ $6,834/yr on a $683,425 median

Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.